Live Asset Insurance

Golf Course Insurance Program

Wind Insurance for Golf Courses Signature Trees

Live Asset Insurance is available to public, private and executive golf courses in select states around the country. The golf course insurance program was designed to insure golf courses unique "live assets: trees, shrubs, plants and flowers."

Wind Insurance for Signature Trees

Golf Courses can now buy wind insurance coverage for their trees. Hurricane Katrina alone generated the largest single loss in the history of U.S. insurance: $40.6 Billion stemming from more than 1.7 million claims.

Golf Courses insure signature/specimen trees that make their course unique! Many courses have live asset beautification committees who decide which live assets will be insured for future generations. Most Golf Course policies only provide limited coverage for replacement trees ($5,000, for example).

We are members of the NGCOA National Golf Course Owners Association and the Club Managers Association of America.  We are the only provider of full replacement insurance coverage for live assets with limits up to $100,000 per tree with a $10,000,000 limit per location.

Golf Course Insurance Program Highlights include:

  • Debris removal and installation.
  • Replacement cost coverage. (if tree is commercially available, if not other claim options exist).
  • Trees are limited to $100,000 and bushes/shrubs/plants $1,000. (Limits can be endorsed higher).
  • $10,000,000 limit per policy available.
  • $10,000 minimum deductible. Higher deductibles can be used to dovetail with any existing tree/shrub coverage to reduce the cost.
  • $5,000 minimum premium per policy.
  • Program is open to all golf courses and clubs in our selected states.
AL, AR, AZ, CA, CO, GA, KY, LA, MS, NC, NM, NV, OK, OR, SC, TN, TX, UT, VA

Florida and the remaining states will be available as soon as possible.

Map - Golf Course Insurace Availablity in US States

The Live Asset Golf Course Insurance program is open to everyone involved in the golf industry. To obtain a proposal, fill out our easy online form today!

 

Apply for Live Asset Insurance

 

To get Live Asset Insurance for your Golf Course, just click on the Apply Now button below, fill out the form and one of our Live Asset consultants will get back to you

See how Live Asset Insurance helped a private golf course in a high risk wind & storm area:

Golf Course Insurance
Live Asset Insurance